17
October

Causes of Bankruptcy in America

Here are the most common causes of bankruptcy. If you think you are bankrupt and would want to declare your situation, call Richard Hackerman at 410-243-8800! Continue Reading »

(More...)

25
August

How to Manage Emotional Stress During Bankruptcy

People say that money can’t buy happiness, but if you do not have enough, it can definitely trigger negative emotions such as sadness, fear, stress, embarrassment, and depression. If you are financially broke, creditors will start calling you, you will not have enough to pay bills, your electricity will get cut off, and it can only add stress to your already difficult life! Continue Reading »

(More...)

22
August

Items to Bring to your First Appointment with a Bankruptcy Attorney

A bankruptcy lawyer can help you assess what your rights are. If you’ve never talked to a bankruptcy lawyer before, or are preparing for your first meeting, you may be nervous and may not know what to expect. Here are items that most bankruptcy attorneys cover in client meetings. Continue Reading »

(More...)

12
July

How To File Chapter 7 Bankruptcy in Baltimore

For many of us, just paying off the bills seems like a Herculean task. Each month, those bills just seems to spirit away all of our hard earned cash leaving us with very little to survive on. Does this put you in doubt on whether you’ll be able to survive past the next couple of months? If so, all is not lost. Determine if bankruptcy is the best option for you at this time and if you need to learn how to file chapter 7 bankruptcy. First of all, know that deciding to file for bankruptcy should not be taken lightly. This should be your last resort as it directly affects your future creditworthiness. Before filing, you should find out … Continue Reading »

(More...)

13
June

Warning Signs You are Headed for Bankruptcy

When you are on unstable financial ground, it should be pretty obvious to you. There may be several things that may cloud your vision of what is supposed to be a clear picture, leading you now to seek the services of a bankruptcy attorney. Identifying red flags for an impending personal financial crisis is very significant. This may be the only thing that will keep you from having to file for bankruptcy. Here are a few warning signs to watch out for: Your credit card is at its limit. You have maxed it out! When you start using up all available credit, it’s a major sign that you probably cannot afford to maintain it. It is important to use your … Continue Reading »

(More...)

6
June

Why do people go bankrupt?

People go bankrupt cause of job loss, reckless spending, illness and divorce to mention a few. Contact Richard Hackerman, a bankruptcy lawyer to help you!

(More...)

29
May

Bankruptcy: Why Having Too Little Can Mean So Much

As much as people want to deny it, money makes the world go round. It allows you to live, it helps you survive. With great importance put on money, it’s not surprising to see people fear scarcity — struggling to pay the bills, scrambling to make ends meet, and battling for a way out. No one wants a life like that, but unfortunately, a life where there is too little exists. Some people are faced with impossible financial situations where any effort to overcome it seems futile. If you are one of them, know that there is hope. A bankruptcy attorney can help you out. Being deep in debt and way behind your payments is indeed a scary situation. Filing … Continue Reading »

(More...)

25
April

Detrimental Mistakes People Commit Before Filing for Bankruptcy

If you’ve found yourself in a very difficult situation due to high medical bills, loss of income or perhaps a divorce, and you’ve come to a decision that for filing bankruptcy is your best option, you need to be very careful with your actions prior to officially filing for one. Talk to any bankruptcy attorney in Baltimore, Maryland and you will be given some list of moves that may be detrimental to your bankruptcy case. It is important to avoid these mistakes so that the entire process will go smoothly.

(More...)

19
April

Lessons That You Can Learn From Filing for Bankruptcy

If your bills are piling up and you are running out of ways to settle all your debts, then filing for bankruptcy may be your best choice to get that needed fresh start. Admitting to yourself that you are truly in debt is hard. Like your current situation wasn’t difficult enough, now you’re faced with an entire bankruptcy process!! Settling all your debts and going through this procedure won’t actually be as difficult as you think, if you have the right help that you need — Richard Hackerman, a  Baltimore bankruptcy attorney. Filing for bankruptcy may seem like a scary and difficult process for many, yes, but it doesn’t have to be. With Richard Hackerman, you will be well taken … Continue Reading »

(More...)

13
April

What to Avoid When Filing for Bankruptcy

Making the decision to file for bankruptcy can be very difficult. It could even get more complicated if you make mistakes with your finances prior to filing for bankruptcy, as well as during and after the filing. A considerable amount of preparation and work has to go into your case. During this time, it is usually best to talk to a Baltimore bankruptcy attorney to make sure your financial statements are in order and to avoid any more problems in the future. It’s a fact that there are many things that you should do or should not do which can have serious effects on the success of the filing for bankruptcy. That is why you will need a lawyer who … Continue Reading »

(More...)

30
March

Rich Gone Broke: A Few Celebrities Who Declared Bankruptcy

Declaring bankruptcy works. Celebrities do it too! Look how these famous personalities bounced back from debt.HENRY FORD Engineer and Businessman First attempt at his own firm, Detroit Automobile Company, didn’t work out Bankrupt 1901

(More...)

23
March

Bankruptcy Myths To Help You Differentiate Fact From Fiction

Filing for bankruptcy is never a pleasant nor a simple experience. One can get caught up in all the false information and misconceptions that has been said about this painful process.

(More...)

24
January

Starting Anew After Bankruptcy: Rebuilding Your Credit and Finances

Once you filed a Chapter 7 or Chapter 13 bankruptcy and received your discharge, what next? Start anew! Here are ways to rebuild your credit, finances and your life in general after bankruptcy!  

(More...)

17
January

Simple Tips to Avoid Foreclosure

If you fail to pay your home mortgage payments, foreclosure may come as a result. Foreclosure is the legal means that your lender can use to repossess your home. When this happens, you will have to move somewhere else.

(More...)

8
July

What Happens After You Declare Bankruptcy?

Declaring bankruptcy is a rough time in anyone’s life. Several people are under the impression that filing in the first place means that your financial life is essentially over. This is not true in so many ways. In fact, bankruptcy is a

(More...)

23
March

INFOGRAPHIC: What you need to know About Bankruptcy

Bankruptcy is a sensitive case, often feared to the point no one dared to fully understand what it is. Let this infographics help you have a better understanding about bankruptcy and how a bankruptcy lawyer can be of help.

(More...)

5
January

Workers Compensation Exception to General Rule: Employee will not Receive Benefits if Injured while Going to or Coming from Work

Most employees are covered by workers’ compensation. This insurance protects workers that are injured as a result of work related accidents and diseases. This insurance however generally does not cover people while traveling to or

(More...)