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Refuse Jail Time: Avoiding Bankruptcy Fraud

When filing for bankruptcy, some unscrupulous individuals may try to forgo looking around Baltimore for a bankruptcy attorney and instead conceal their assets or undertake other shady tactics to avoid paying too much. If you didn’t already know, this is bankruptcy fraud and is highly frowned upon in law and business. In general, bankruptcy fraud is the act of attempting to or succeeding at cheating the court out of paying the full amount called for in the bankruptcy plan. It also involves confusing or disrupting normal bankruptcy processes so that the attorneys, creditors, and other personnel are not able to engage in fair business. According to the Legal Resource Institute at the Cornell Law Institute, 70% of bankruptcy fraud cases involve…


Surviving Bankruptcy: How to Rebuild Your Life After Bankruptcy

Have you ever wondered what it’s like to go bankrupt? Well, let’s just say that it’s not a very pleasant experience at all. But, if you do happen to experience filing for bankruptcy, just know that there are ways you can recover from it. Of course, one of the first things you should do, especially when you’re in Baltimore, is to hire a bankruptcy lawyer before everything else. However, once you end up losing a lot more than you bargained for, there isn’t really much else you can do. But, what if I told you that there is life after bankruptcy? If, for example, you’re in Baltimore and you hire a bankruptcy lawyer to help you with your…


Debt in Everyday and Corporate Life, and the Key to Avoiding the Debt Problem

Baltimore’s bankruptcy lawyers actually have a part to play in settling large amounts of unpaid and overdue debt both at the individual and corporate levels. Read this blog to learn more about debt and the key on how to actually turn debt into a good thing. Even when talking outside the topic of bankruptcy, debt is a cunning and consuming beast that has dogged the lives and financial well-being of many people from all walks of life. Debt, at its very simplest, is “the state of owing money to another person”. In more professional terms, debt is defined as the amount of money borrowed by one person/party from another, often used to make large purchases that are unaffordable…


A Primer on Bankruptcy: Definition, Causes, the Financial Danger Zone, Your Car and Bankruptcy

Bankruptcy 101 Filing for a bankruptcy can be an incredibly intimidating task for most people, especially the inexperienced. There’s nothing to be feared! You can get assistance from Baltimore’s bankruptcy lawyer: Richard Hackerman. Let’s do a quick crash course on the fundamentals of bankruptcy. Bankruptcy is defined as “a legal status of an individual or entity wherein they cannot repay debts to their creditors.” Bankruptcy is often initiated by the debtor, and in most jurisdictions is imposed by a court order. Basically, you’re legally stating that you’re unable to pay your debts. You might be wondering: “Why do people declare bankruptcy?” and “How does declaring bankruptcy help me?” It’s simple: People find themselves in a rut (financially, personally,…





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