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Detrimental Mistakes People Commit Before Filing for Bankruptcy

If you’ve found yourself in a very difficult situation due to high medical bills, loss of income or perhaps a divorce, and you’ve come to a decision that for filing bankruptcy is your best option, you need to be very careful with your actions prior to officially filing for one. Talk to any bankruptcy attorney in Baltimore, Maryland and you will be given some list of moves that may be detrimental to your bankruptcy case. It is important to avoid these mistakes so that the entire process will go smoothly. Using Your Credit Cards The use of credit cards has to stop immediately. Using a credit card without the intention of paying is fraud, and the bankruptcy code gives credit card…


How to Work with Your Baltimore Bankruptcy Lawyer

Before I start, let me remind you that it is never, I repeat– never, a good idea to handle bankruptcy on your own! Yes, doing it yourself may save you a buck or two at the start; however, if you’ve got no idea about how bankruptcy truly works then you’re in for a very nasty surprise which might make you screw things up pretty bad. So bad that you’ll come out worse off than you started with in the first place. So, unless you’re an expert yourself, just hire a Baltimore bankruptcy lawyer to take care of it. Now, let’s talk about what you can do to work with your bankruptcy lawyer. The first tip is by cooperating…


‘Bankruptcy’ Is Not a Bad Word!

Being in debt doesn’t bring up the best of feelings! You get paranoid every time you see those dreaded names popping up on your phone whenever you get a phone call. Even something as simple as checking the mail becomes a test of courage. Sleeping at night becomes nearly impossible as thoughts of how to pay your debt plagues your every thought. Being in debt entails dealing with a lot of stress especially if you owe a huge amount of money you know you cannot pay. However, as a Baltimore bankruptcy lawyer, I can tell you that it is not the end of the world. You might not believe it, but a chance to start afresh is not…


Benefits of Filing for Chapter 13 Bankruptcy

Many people do not want to file for bankruptcy, but if it is absolutely necessary, they will have to choose between Chapter 7 or Chapter 13. To further understand which your best option is, it is necessary to consult with a Baltimore bankruptcy attorney. Many people often benefit from filing for Chapter 13 bankruptcy which is a payment plan that lasts 3-5 years. The length of this payment plan can be discouraging for some while Chapter 7 bankruptcy may seem initially more preferable. However, there are various advantages that are not available in Chapter 7, and it may be the best solution for your long term financial health. As mentioned above, there are several benefits of filing for…





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