Most employees are covered by workers’ compensation. This insurance protects workers that are injured as a result of work related accidents and diseases. This insurance however generally does not cover people while traveling to or from their place of employment, the so-called ‘going and coming rule”. On Christmas eve 1963, one Richard Whaley was employed as a “hot walker” at what was then known as Bowie Race Course. His duties consisted of walking the horses belonging to his employer and when it was necessary assisting the groom in caring for the horses. “Whaley’s job did not require him to actually be on duty twenty-four hours a day but he was expected to be at the stables with the…